Terms and Conditions

Acceptance of Terms

By accessing and using wealthjourney.in (“us”, “we”, or “our”), you agree to comply with and be bound by the following terms and conditions. If you do not agree to these terms, please refrain from using our website.

PLEASE READ THE FOLLOWING TERMS CAREFULLY BEFORE USING THIS WEBSITE.

The operator of this website (“we” or “us”) offers access to the website (the “Site”) conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (collectively, “Terms”) and the Privacy Policy displayed on the Site.

In addition, particular features, applications, and activities offered as part of the Site may also be subject to additional terms specified in connection with such features, applications, and activities, all of which are incorporated herein by reference.

BY ACCESSING OR USING THE SITE, YOU AGREE TO THESE TERMS AND THE PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS AND THE PRIVACY POLICY, DO NOT USE THE SITE.

Please review the Applicable Laws and Disputes section of these Terms for complete details.

Modification of these terms

From time to time, we may change these Terms. When we do, the “Last Updated” line above will be revised. You are responsible for regularly reviewing these Terms. Your continued use of the Site following the posting of changes to the Terms indicates your acceptance of those changes. Unless we provide you with specific notice, no changes to the Terms will apply retroactively.

Eligibility

The Site is not intended for use by people who are younger than age 13. Do not use the Site if you are under 13.

Personal use of the site

The Site is for your personal, non-commercial use only. You shall not sell or commercially exploit in any manner the Site, access to the Site, or any of the content that is featured or displayed on the Site (“Content”).

You shall not modify, distribute, transmit, display, perform, reproduce, publish, create derivative works from, or transfer any of the Content without our express written permission.

You acknowledge that any unauthorized use of any Content could cause irreparable harm to us and agree that in the event of any such unauthorized use, we will be entitled to an injunction in addition to any other remedies available at law or in equity.

We may suspend or terminate your account or your use of the Site at any time, for any reason or no reason, including if you violate these Terms, we are unable to verify or authenticate any information you provide to us, or we believe that your actions may cause losses to, or legal liability for, you, other users of the Site, or us.

Without our express written permission, you shall not use any robot, spider, scraper, or other automated means to access the Site or any website provided as part of the Site for any purpose.

You shall not (a) take any action that imposes, or may impose, in our sole discretion an unreasonable or disproportionately large load on our infrastructure, (b) interfere or attempt to interfere with the proper working of any of the Site or (c) bypass any measures we may use to prevent or restrict access to the Site.

Applicable law and disputes

These Terms will be governed by and interpreted in all respects by the substantive laws of India, without regard to its choice of law provisions. You at this moment irrevocably consent to such venue and the exclusive jurisdiction of any such court over any such dispute.

Any disputes directly or indirectly arising out of or relating to the Terms or the Site will be resolved individually, without resort to any form of class action.

Any claims, judgments, and awards will be limited to actual out-of-pocket costs incurred, and in no event shall you be entitled to recovery of attorneys’ fees.

Under no circumstances will any claimant be permitted to obtain any award for, and you hereby waive all rights to claim, punitive, special, incidental, or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, other than for actual out-of-pocket expenses.

Any cause of action or claim you may have directly or indirectly arising out of or relating to the Terms or the Site must be commenced within one (1) year after the claim or cause of action arises.

Our failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right.

Neither the course of conduct between the parties nor trade practice shall act to modify any of these Terms. We may assign our rights and duties hereunder to any party at any time.

We make no representation that the contents of the Site are appropriate or available for use in locations outside of India.

Access to the Site from territories where their content is illegal is prohibited. Those who choose to access the Site from locations outside of India do so on their initiative and risk and are responsible for compliance with applicable local laws.

You may not use or export any Content in violation of Indian export laws and regulations.

User submission

Any comment, material, information, or other communication that you post, upload, or submit to the Site or that is displayed on the Site at your direction (each a “Communication”) will be considered non-confidential and non-proprietary, and we will be under no obligation to maintain the confidentiality of any Communication.

You are responsible for your Communications. You shall ensure that your Communications do not infringe any copyright or trademark, do not defame or constitute trade libel concerning any person, entity, product, or service, or violate any other rights of any other person or entity.

You shall be solely liable for any claims, damages, or other liabilities resulting from your use of the Site or your uploading, posting, or submission of any Communication or the content of any of your Communications.

Any opinions, advice, statements, or other information contained in Communications are those of the author and not of us. We do not endorse or guarantee the accuracy, completeness, or usefulness of any Communication. Please do your best to ensure that your Communications are accurate.

By posting, uploading, or otherwise submitting any Communication, you grant to us a non-exclusive, perpetual, irrevocable, royalty-free, fully paid-up worldwide, fully sublicensable right to use, reproduce, modify, adapt, publish, sell, translate, create derivative works from, archive, aggregate, distribute, transmit, perform and display such Communication and your name, likeness, voice, statements, and endorsements as incorporated therein, in whole or in part, in any manner and any media, format or technology, whether now or later known or developed, including all promotion, advertising, marketing, merchandising, publicity and any other ancillary uses thereof, and including the unlimited right to sublicense such rights, in perpetuity throughout the universe, without any further notice or payment to or permission from you.

We may, but are not obligated to, monitor, or review Communications. We are not in any manner responsible for the content of Communications.

By providing you with the ability to view and distribute user-generated and/or user-submitted content on the Site, we are not undertaking any obligation or liability relating to any such content, including without limitation any liability arising under the laws relating to copyrights, trademarks, defamation, privacy or obscenity or any other applicable law.

However, we reserve the right to block or remove any Communication, including without limitation any Communication that in our sole discretion we determine violates the Code of Conduct.

Code of conduct

You shall not, and shall not authorize or facilitate any attempt by another person or entity to:

• Post, transmit, or cause to be exhibited or displayed on or using the Site any Communication that is harmful, threatening, abusive, harassing, vulgar, offensive, obscene, pornographic, lewd, lascivious, or otherwise objectionable, in whole or in part, or that interferes with anyone’s use or enjoyment of the Site, as determined by us in our sole discretion;
• Post, transmit, or cause to be exhibited or displayed on or using the Site any Communication that infringes another person or entity’s copyright, trademark, right of publicity, or other personal or proprietary right or violates any applicable law;
• Impersonate another person or entity;
• Solicit personally identifiable information from any person;
• Engage in disruptive activity such as posting Communications that are unrelated to a forum’s designated topic or theme; or
• Invade the privacy of any person, including posting personally identifying or otherwise private or sensitive information about a person without their consent or harvesting personally identifiable information about users of the Site.

Third-party sites

The Site may contain links to other sites on the Internet, all of which have their own privacy and data collection practices. Links to sites are provided only for your convenience and you access such sites at your own risk.

Links do not imply that we sponsor, endorse, are affiliated with or associated with, or have been legally authorized to use any trademark, trade name, service mark, design, logo, symbol, or other copyrighted material displayed on or accessible through such sites.

Intellectual Property

1. Copyright: All content on this website, including text, graphics, logos, images, and software, is the property of Wealth Journey or its content suppliers and is protected by international copyright laws.
2. Trademarks: All trademarks, service marks, and trade names of Wealth Journey used on the website are trademarks or registered trademarks of Wealth Journey.

Liability disclaimer for editorial content

The Site contains reviews, opinions, and information regarding products and services manufactured or provided by third parties.

We are not responsible in any way for such products and services, and nothing contained on the Site should be construed as a guarantee of the functionality, utility, safety, or reliability of any product or services reviewed or discussed on the Site.

Please follow the directions provided by the manufacturer or service provider when using any product or service reviewed or discussed on the Site.

Although we use reasonable efforts to ensure that the Content we prepare is accurate and informative, we cannot guarantee the accuracy or completeness of the Content.

Under no circumstances will we be liable in any way for any Content, including, but not limited to, any errors or omissions in such Content, any loss or damage of any kind incurred as a result of your reliance on such Content, or the use of any product or service reviewed or discussed in such Content.

The Site may from time to time include Content concerning medical/legal/financial/ health-related products or services. However, we do not provide medical/legal/financial advice.

The reader should consult his or her medical/legal/financial professional before adopting any suggestion contained in, drawing any inference from, or taking any other action in reliance on any Content that addresses such issues.

The Content Provided on this site/blog is for educational purposes only. We are not responsible for any adverse consequences arising out of your use of our advice and opinions.

Contact Us

If you have any questions about these terms and conditions, please contact us at [email@wealthjourney.in].